A consumer proposal is actually a lawfully binding settlement amongst both you and your creditors, facilitated by a Licensed Insolvency Trustee (LIT). It means that you can repay a percentage of your debts via manageable, fascination-free payments more than a period of around five years. Contrary to individual bankruptcy, https://www.google.com/maps/d/edit?mid=1cp28V17-bPyduyOXvf-g8-lrC4f8Rl8&usp=sharing