The IRMAA brackets 2026 determine Medicare premium adjustments based on income. Federal Pension offers expert insights to help federal retirees understand the new thresholds, plan withdrawals, and manage income effectively. Stay informed to minimize unexpected Medicare costs and optimize your retirement strategy with confidence. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge